Towne Mortgage of the Carolinas, LLC closing costs and rates (2024)
In 2024, Towne Mortgage of the Carolinas, LLC originated 301 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,941. That is $800 below the national median of $6,741. Towne Mortgage of the Carolinas, LLC is most active in North Carolina with 300 originations there.
Purchase Originations
301
Median Total Costs
$5,941
−11.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,958
Median Lender Credits
$109
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 235 | 6.750% | $5,318 | $2,861 |
| fha | 44 | 6.500% | $11,139 | $3,354 |
| va | 22 | 6.125% | $10,225 | $3,117 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 300 | 6.625% | $5,926 | #77 |
| Virginia | 1 | 5.750% | $11,204 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,168 | 6.500% | — | 3 | −$1,773 | |
| 2 | $4,934 | 6.500% | — | 5 | −$1,007 | |
| 3 | $5,126 | 6.938% | — | 14 | −$815 | |
| 4 | $5,372 | 6.562% | — | 24 | −$569 | |
| 5 | $5,630 | 6.625% | — | 139 | −$311 | |
| 6 | $5,663 | 6.625% | — | 24 | −$278 | |
| 7 | $5,713 | 6.250% | — | 5 | −$228 | |
| 8 | $6,054 | 7.562% | — | 2 | +$113 | |
| 9 | $6,247 | 6.625% | — | 8 | +$306 | |
| 10 | $6,324 | 7.062% | — | 2 | +$383 | |
| 11 | $6,622 | 6.625% | — | 3 | +$681 | |
| 12 | $6,965 | 6.375% | — | 2 | +$1,024 | |
| 13 | $7,232 | 6.938% | — | 2 | +$1,291 | |
| 14 | $7,239 | 6.625% | — | 35 | +$1,298 | |
| 15 | $7,404 | 6.375% | — | 2 | +$1,463 | |
| 16 | $8,081 | 6.625% | — | 7 | +$2,140 | |
| 17 | $8,119 | 6.750% | — | 3 | +$2,178 | |
| 18 | $8,852 | 6.625% | — | 5 | +$2,911 | |
| 19 | $8,872 | 6.750% | — | 2 | +$2,931 | |
| 20 | $9,342 | 6.250% | — | 3 | +$3,401 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.