THE MONEY HOUSE, INC. closing costs and rates (2024)
In 2024, THE MONEY HOUSE, INC. originated 1,092 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,972. That ranks #352 nationally by origination volume. For total closing costs among lenders with 500+ originations, THE MONEY HOUSE, INC. ranks #438. That is $1,231 above the national median of $6,741. THE MONEY HOUSE, INC. is most active in Puerto Rico with 1,088 originations there.
Purchase Originations
1,092
Ranked #352 nationally
Median Total Costs
$7,972
+18.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,148
Median Lender Credits
$103
Cost Rank (500+ vol.)
#438
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 789 | 6.500% | $8,276 | $3,091 |
| conventional | 142 | 6.875% | $5,497 | $3,000 |
| usda | 105 | 6.500% | $7,718 | $3,507 |
| va | 56 | 6.500% | $8,302 | $3,785 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Puerto Rico | 1,088 | 6.500% | $7,958 | #3 |
| Florida | 3 | 6.250% | $14,228 | — |
| Texas | 1 | 6.000% | $13,781 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,608 | 6.750% | — | 16 | −$2,364 | |
| 2 | $6,645 | 6.500% | — | 16 | −$1,327 | |
| 3 | $6,704 | 6.500% | — | 21 | −$1,268 | |
| 4 | $6,737 | 6.500% | — | 18 | −$1,235 | |
| 5 | $7,026 | 6.500% | — | 17 | −$946 | |
| 6 | $7,389 | 6.750% | — | 20 | −$583 | |
| 7 | $7,449 | 6.250% | — | 30 | −$523 | |
| 8 | $7,708 | 6.500% | — | 94 | −$264 | |
| 9 | $7,900 | 6.500% | — | 15 | −$72 | |
| 10 | $8,116 | 6.500% | — | 69 | +$144 | |
| 11 | $8,236 | 6.500% | — | 30 | +$264 | |
| 12 | $8,352 | 6.500% | — | 25 | +$380 | |
| 13 | $8,461 | 6.500% | — | 24 | +$489 | |
| 14 | $8,516 | 6.500% | — | 83 | +$544 | |
| 15 | $8,539 | 6.500% | — | 18 | +$567 | |
| 16 | $8,739 | 6.500% | — | 42 | +$767 | |
| 17 | $8,768 | 6.500% | — | 112 | +$796 | |
| 18 | $8,841 | 6.500% | — | 27 | +$869 | |
| 19 | $8,985 | 6.500% | — | 90 | +$1,013 | |
| 20 | $9,859 | 6.750% | — | 23 | +$1,887 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.