Purchase Originations
1,126
Ranked #346 nationally
Median Total Costs
$8,177
+22.4% vs national ($6,680)
↑ $205 vs prior year
Median Rate
6.000%
−7.5% vs national (6.490%)
↓ 0.500% vs prior year
Median Origination
$3,674
Median Lender Credits
$1,300
Cost Rank (500+ vol.)
#452
among lenders with 500+ originations
Denial Rate
6.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 758 | 6.000% | $8,671 | $3,684 |
| conventional | 190 | 7.125% | $5,639 | $3,193 |
| usda | 99 | 6.000% | $8,292 | $3,942 |
| va | 79 | 6.000% | $8,502 | $5,005 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Puerto Rico | 1,125 | 6.000% | $8,174 | #3 |
| Florida | 1 | 6.500% | $8,502 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,508 | 6.250% | — | 16 | −$1,669 | |
| 2 | $7,363 | 6.250% | — | 65 | −$814 | |
| 3 | $7,384 | 5.750% | — | 19 | −$793 | |
| 4 | $7,567 | 6.000% | — | 123 | −$610 | |
| 5 | $7,748 | 6.000% | — | 18 | −$429 | |
| 6 | $7,772 | 6.438% | — | 32 | −$405 | |
| 7 | $7,807 | 6.000% | — | 18 | −$370 | |
| 8 | $7,993 | 6.000% | — | 30 | −$184 | |
| 9 | $8,049 | 5.875% | — | 18 | −$128 | |
| 10 | $8,251 | 6.000% | — | 18 | +$74 | |
| 11 | $8,444 | 6.000% | — | 16 | +$267 | |
| 12 | $8,495 | 5.750% | — | 16 | +$318 | |
| 13 | $8,545 | 6.000% | — | 89 | +$368 | |
| 14 | $8,820 | 6.000% | — | 86 | +$643 | |
| 15 | $8,863 | 6.000% | — | 16 | +$686 | |
| 16 | $8,931 | 6.250% | — | 19 | +$754 | |
| 17 | $9,088 | 6.000% | — | 41 | +$911 | |
| 18 | $9,963 | 6.562% | — | 28 | +$1,786 | |
| 19 | $10,021 | 6.000% | — | 24 | +$1,844 | |
| 20 | $10,677 | 6.000% | — | 118 | +$2,500 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | The Money House, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $135,000 | $335,000 | −$200,000 (−59.7%) |
| Median total closing costs | $8,177 | $7,127 | +$1,050 (+14.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.