Rocky Mountain Mortgage Company closing costs and rates (2024)
In 2024, Rocky Mountain Mortgage Company originated 256 purchase mortgages at a median interest rate of 6.00% and median total closing costs of $7,115. That is $374 above the national median of $6,741. Rocky Mountain Mortgage Company is most active in Texas with 235 originations there.
Purchase Originations
256
Median Total Costs
$7,115
+5.5% vs national ($6,741)
Median Rate
6.000%
−9.4% vs national (6.620%)
Median Origination
$1,350
Median Lender Credits
$108
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 124 | 5.995% | $7,832 | $1,550 |
| va | 96 | 5.875% | $7,044 | $427 |
| conventional | 36 | 6.500% | $3,206 | $1,489 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 235 | 6.090% | $7,126 | #180 |
| New Mexico | 21 | 5.625% | $6,079 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,079 | 5.625% | — | 21 | −$1,036 | |
| 2 | $7,126 | 6.090% | — | 235 | +$11 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.