Purchase Originations
133
Median Total Costs
$8,600
+28.7% vs national ($6,680)
↑ $622 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$4,014
Median Lender Credits
$25
Denial Rate
1.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| usda | 57 | 6.750% | $9,181 | $4,093 |
| conventional | 38 | 6.625% | $6,659 | $4,046 |
| fha | 23 | 6.500% | $12,290 | $4,376 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,084 | 6.500% | — | 2 | −$1,516 | |
| 2 | $7,150 | 6.875% | — | 1 | −$1,450 | |
| 3 | $7,220 | 7.500% | — | 1 | −$1,380 | |
| 4 | $7,574 | 6.750% | — | 3 | −$1,026 | |
| 5 | $7,862 | 6.938% | — | 2 | −$738 | |
| 6 | $8,116 | 6.625% | — | 56 | −$484 | |
| 7 | $8,246 | 6.625% | — | 5 | −$354 | |
| 8 | $8,553 | 6.375% | — | 4 | −$47 | |
| 9 | $8,570 | 7.250% | — | 1 | −$30 | |
| 10 | $8,636 | 7.125% | — | 2 | +$36 | |
| 11 | $8,864 | 7.000% | — | 2 | +$264 | |
| 12 | $8,885 | 6.625% | — | 16 | +$285 | |
| 13 | $9,196 | 6.500% | — | 3 | +$596 | |
| 14 | $9,691 | 6.625% | — | 6 | +$1,091 | |
| 15 | $9,778 | 6.625% | — | 3 | +$1,178 | |
| 16 | $9,940 | 6.625% | — | 8 | +$1,340 | |
| 17 | $10,118 | 6.625% | — | 5 | +$1,518 | |
| 18 | $10,134 | 6.625% | — | 1 | +$1,534 | |
| 19 | $10,170 | 6.938% | — | 2 | +$1,570 | |
| 20 | $10,838 | 6.750% | — | 1 | +$2,238 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Metroplex Mortgage Services, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $235,000 | $335,000 | −$100,000 (−29.9%) |
| Median total closing costs | $8,600 | $7,127 | +$1,473 (+20.7%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.