LIBERTY FIRST CREDIT UNION closing costs and rates (2024)
In 2024, LIBERTY FIRST CREDIT UNION originated 127 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $3,379. That is $3,362 below the national median of $6,741. LIBERTY FIRST CREDIT UNION is most active in Nebraska with 126 originations there.
Purchase Originations
127
Median Total Costs
$3,379
−49.9% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,145
Median Lender Credits
$61
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 82 | 6.500% | $2,918 | $1,145 |
| fha | 27 | 6.250% | $7,012 | $1,145 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nebraska | 126 | 6.375% | $3,385 | #35 |
| South Dakota | 1 | 6.250% | $2,785 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,241 | 5.750% | — | 1 | −$1,138 | |
| 2 | $2,445 | 6.990% | — | 1 | −$934 | |
| 3 | $2,785 | 6.250% | — | 1 | −$594 | |
| 4 | $2,916 | 6.250% | — | 3 | −$463 | |
| 5 | $3,047 | 7.625% | — | 2 | −$332 | |
| 6 | $3,055 | 7.375% | — | 1 | −$324 | |
| 7 | $3,114 | 7.250% | — | 1 | −$265 | |
| 8 | $3,203 | 6.250% | — | 5 | −$176 | |
| 9 | $3,205 | 6.875% | — | 1 | −$174 | |
| 10 | $3,258 | 6.490% | — | 92 | −$121 | |
| 11 | $3,359 | 6.312% | — | 4 | −$20 | |
| 12 | $5,315 | 6.938% | — | 6 | +$1,936 | |
| 13 | $5,627 | 5.933% | — | 4 | +$2,248 | |
| 14 | $7,022 | 6.188% | — | 4 | +$3,643 | |
| 15 | $7,073 | 5.500% | — | 1 | +$3,694 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.