Jefferson Bank closing costs and rates (2024)
In 2024, Jefferson Bank originated 212 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $7,379. That is $638 above the national median of $6,741. Jefferson Bank is most active in Texas with 212 originations there.
Purchase Originations
212
Median Total Costs
$7,379
+9.5% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,407
Median Lender Credits
$68
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 171 | 6.875% | $6,697 | $2,800 |
| fha | 24 | 6.000% | $10,443 | $750 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 212 | 6.750% | $7,379 | #190 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,304 | 6.375% | — | 1 | −$3,075 | |
| 2 | $4,477 | 6.750% | — | 10 | −$2,902 | |
| 3 | $4,769 | 6.875% | — | 1 | −$2,610 | |
| 4 | $5,363 | 6.875% | — | 1 | −$2,016 | |
| 5 | $5,536 | 7.625% | — | 3 | −$1,843 | |
| 6 | $5,758 | 6.688% | — | 4 | −$1,621 | |
| 7 | $6,020 | 6.875% | — | 11 | −$1,359 | |
| 8 | $6,032 | 7.312% | — | 2 | −$1,347 | |
| 9 | $6,310 | 6.500% | — | 1 | −$1,069 | |
| 10 | $6,587 | 6.312% | — | 8 | −$792 | |
| 11 | $6,697 | 7.250% | — | 1 | −$682 | |
| 12 | $7,422 | 6.750% | — | 25 | +$43 | |
| 13 | $7,522 | 6.812% | — | 4 | +$143 | |
| 14 | $7,641 | 5.875% | — | 1 | +$262 | |
| 15 | $7,801 | 6.625% | — | 125 | +$422 | |
| 16 | $8,637 | 6.750% | — | 1 | +$1,258 | |
| 17 | $9,026 | 7.250% | — | 1 | +$1,647 | |
| 18 | $10,017 | 6.125% | — | 1 | +$2,638 | |
| 19 | $11,750 | 7.062% | — | 2 | +$4,371 | |
| 20 | $14,849 | 7.250% | — | 5 | +$7,470 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.