Purchase Originations
426
Median Total Costs
$8,878
+32.9% vs national ($6,680)
↑ $136 vs prior year
Median Rate
6.624%
+2.1% vs national (6.490%)
↓ 0.001% vs prior year
Median Origination
$4,636
Median Lender Credits
$550
Denial Rate
0.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 347 | 6.625% | $8,143 | $4,887 |
| fha | 54 | 6.250% | $12,653 | $3,709 |
| va | 25 | 6.250% | $8,513 | $3,023 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 426 | 6.624% | $8,878 | #128 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,951 | 6.625% | — | 9 | −$1,927 | |
| 2 | $7,338 | 6.812% | — | 8 | −$1,540 | |
| 3 | $7,472 | 6.808% | — | 2 | −$1,406 | |
| 4 | $7,528 | 6.625% | — | 4 | −$1,350 | |
| 5 | $7,664 | 6.625% | — | 33 | −$1,214 | |
| 6 | $8,444 | 6.625% | — | 23 | −$434 | |
| 7 | $8,614 | 6.375% | — | 47 | −$264 | |
| 8 | $8,862 | 6.374% | — | 2 | −$16 | |
| 9 | $8,972 | 6.990% | — | 3 | +$94 | |
| 10 | $8,997 | 6.625% | — | 42 | +$119 | |
| 11 | $9,170 | 6.500% | — | 94 | +$292 | |
| 12 | $9,368 | 6.500% | — | 80 | +$490 | |
| 13 | $9,487 | 6.490% | — | 9 | +$609 | |
| 14 | $9,488 | 6.500% | — | 25 | +$610 | |
| 15 | $10,338 | 7.062% | — | 2 | +$1,460 | |
| 16 | $10,882 | 6.245% | — | 4 | +$2,004 | |
| 17 | $11,244 | 6.750% | — | 5 | +$2,366 | |
| 18 | $11,352 | 6.812% | — | 2 | +$2,474 | |
| 19 | $12,252 | 6.750% | — | 3 | +$3,374 | |
| 20 | $15,457 | 6.745% | — | 2 | +$6,579 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Integrity Mortgage Corporation OF Texas | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $355,000 | $335,000 | +$20,000 (+6.0%) |
| Median total closing costs | $8,878 | $7,127 | +$1,751 (+24.6%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.