HR MORTGAGE CORP. closing costs and rates (2024)
In 2024, HR MORTGAGE CORP. originated 416 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $8,041. That is $1,300 above the national median of $6,741. HR MORTGAGE CORP. is most active in Puerto Rico with 416 originations there.
Purchase Originations
416
Median Total Costs
$8,041
+19.3% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$4,113
Median Lender Credits
$5
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| usda | 200 | 6.500% | $7,626 | $3,948 |
| fha | 136 | 6.750% | $9,181 | $4,009 |
| conventional | 71 | 7.500% | $8,113 | $5,232 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Puerto Rico | 416 | 6.750% | $8,041 | #7 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,833 | 6.750% | — | 8 | −$2,208 | |
| 2 | $5,961 | 6.750% | — | 15 | −$2,080 | |
| 3 | $6,603 | 6.750% | — | 11 | −$1,438 | |
| 4 | $7,298 | 6.750% | — | 9 | −$743 | |
| 5 | $7,511 | 6.750% | — | 9 | −$530 | |
| 6 | $7,514 | 6.500% | — | 12 | −$527 | |
| 7 | $7,555 | 6.750% | — | 82 | −$486 | |
| 8 | $7,604 | 6.750% | — | 20 | −$437 | |
| 9 | $7,814 | 6.250% | — | 19 | −$227 | |
| 10 | $7,829 | 6.875% | — | 26 | −$212 | |
| 11 | $7,920 | 6.250% | — | 7 | −$121 | |
| 12 | $8,171 | 7.000% | — | 23 | +$130 | |
| 13 | $8,419 | 7.250% | — | 11 | +$378 | |
| 14 | $8,441 | 6.750% | — | 11 | +$400 | |
| 15 | $8,728 | 7.250% | — | 27 | +$687 | |
| 16 | $9,057 | 6.625% | — | 10 | +$1,016 | |
| 17 | $9,353 | 6.250% | — | 5 | +$1,312 | |
| 18 | $9,952 | 6.750% | — | 5 | +$1,911 | |
| 19 | $10,514 | 6.750% | — | 17 | +$2,473 | |
| 20 | $12,206 | 6.750% | — | 6 | +$4,165 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.