Home Federal Bank of Tennessee closing costs and rates (2024)
In 2024, Home Federal Bank of Tennessee originated 317 purchase mortgages at a median interest rate of 5.88% and median total closing costs of $6,850. That is $109 above the national median of $6,741. Home Federal Bank of Tennessee is most active in Tennessee with 317 originations there.
Purchase Originations
317
Median Total Costs
$6,850
+1.6% vs national ($6,741)
Median Rate
5.875%
−11.3% vs national (6.620%)
Median Origination
$4,130
Median Lender Credits
$30
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 316 | 5.875% | $6,852 | $4,140 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Tennessee | 317 | 5.875% | $6,850 | #51 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,932 | 5.750% | — | 12 | −$918 | |
| 2 | $5,956 | 5.625% | — | 4 | −$894 | |
| 3 | $6,044 | 5.500% | — | 1 | −$806 | |
| 4 | $6,583 | 5.875% | — | 212 | −$267 | |
| 5 | $6,842 | 5.500% | — | 9 | −$8 | |
| 6 | $7,234 | 5.938% | — | 40 | +$384 | |
| 7 | $7,998 | 5.750% | — | 5 | +$1,148 | |
| 8 | $8,277 | 5.750% | — | 3 | +$1,427 | |
| 9 | $8,361 | 5.938% | — | 4 | +$1,511 | |
| 10 | $8,901 | 5.750% | — | 13 | +$2,051 | |
| 11 | $10,023 | 6.000% | — | 1 | +$3,173 | |
| 12 | $10,149 | 5.500% | — | 12 | +$3,299 | |
| 13 | $15,421 | 5.750% | — | 1 | +$8,571 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.