Gray Fox Mortgage, LLC closing costs and rates (2024)
In 2024, Gray Fox Mortgage, LLC originated 188 purchase mortgages at a median interest rate of 6.99% and median total closing costs of $5,567. That is $1,174 below the national median of $6,741. Gray Fox Mortgage, LLC is most active in Virginia with 187 originations there.
Purchase Originations
188
Median Total Costs
$5,567
−17.4% vs national ($6,741)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$1,993
Median Lender Credits
$1,495
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 165 | 6.990% | $5,490 | $2,166 |
| va | 21 | 6.750% | $6,354 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 187 | 6.990% | $5,572 | #91 |
| North Carolina | 1 | 7.375% | $5,488 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,717 | 7.058% | — | 10 | −$850 | |
| 2 | $5,190 | 7.058% | — | 18 | −$377 | |
| 3 | $5,331 | 6.490% | — | 1 | −$236 | |
| 4 | $5,401 | 6.375% | — | 10 | −$166 | |
| 5 | $5,430 | 6.990% | — | 13 | −$137 | |
| 6 | $5,475 | 7.250% | — | 2 | −$92 | |
| 7 | $5,488 | 7.375% | — | 1 | −$79 | |
| 8 | $5,490 | 7.438% | — | 2 | −$77 | |
| 9 | $5,504 | 6.990% | — | 102 | −$63 | |
| 10 | $5,528 | 6.750% | — | 8 | −$39 | |
| 11 | $6,216 | 6.625% | — | 1 | +$649 | |
| 12 | $6,334 | 6.558% | — | 2 | +$767 | |
| 13 | $6,354 | 7.125% | — | 1 | +$787 | |
| 14 | $6,604 | 7.058% | — | 4 | +$1,037 | |
| 15 | $7,274 | 6.990% | — | 9 | +$1,707 | |
| 16 | $8,425 | 6.990% | — | 1 | +$2,858 | |
| 17 | $8,724 | 7.125% | — | 1 | +$3,157 | |
| 18 | $11,872 | 6.688% | — | 2 | +$6,305 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.