Purchase Originations
125
Median Total Costs
$8,372
+25.3% vs national ($6,680)
↑ $301 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$2,374
Median Lender Credits
$1,500
Denial Rate
5.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 87 | 6.750% | $7,485 | $2,374 |
| fha | 29 | 6.250% | $13,850 | $2,374 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,060 | 6.875% | — | 1 | −$3,312 | |
| 2 | $5,560 | 6.490% | — | 1 | −$2,812 | |
| 3 | $6,083 | 6.750% | — | 1 | −$2,289 | |
| 4 | $6,279 | 6.125% | — | 1 | −$2,093 | |
| 5 | $6,579 | 6.990% | — | 3 | −$1,793 | |
| 6 | $6,737 | 6.490% | — | 1 | −$1,635 | |
| 7 | $6,884 | 6.688% | — | 2 | −$1,488 | |
| 8 | $7,294 | 6.875% | — | 1 | −$1,078 | |
| 9 | $7,551 | 6.625% | — | 5 | −$821 | |
| 10 | $7,702 | 6.688% | — | 34 | −$670 | |
| 11 | $8,351 | 6.750% | — | 3 | −$21 | |
| 12 | $8,569 | 6.624% | — | 1 | +$197 | |
| 13 | $8,866 | 6.625% | — | 46 | +$494 | |
| 14 | $9,367 | 6.745% | — | 2 | +$995 | |
| 15 | $9,816 | 6.490% | — | 9 | +$1,444 | |
| 16 | $10,647 | 6.625% | — | 2 | +$2,275 | |
| 17 | $10,724 | 6.662% | — | 4 | +$2,352 | |
| 18 | $11,383 | 6.062% | — | 4 | +$3,011 | |
| 19 | $13,702 | 6.875% | — | 3 | +$5,330 | |
| 20 | $16,403 | 6.250% | — | 1 | +$8,031 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Fairway Funding Group, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $355,000 | $335,000 | +$20,000 (+6.0%) |
| Median total closing costs | $8,372 | $7,127 | +$1,245 (+17.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.