CU MORTGAGE DIRECT, LLC closing costs and rates (2024)
In 2024, CU MORTGAGE DIRECT, LLC originated 102 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $5,311. That is $1,430 below the national median of $6,741. CU MORTGAGE DIRECT, LLC is most active in South Dakota with 102 originations there.
Purchase Originations
102
Median Total Costs
$5,311
−21.2% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,000
Median Lender Credits
$150
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 59 | 6.500% | $4,839 | $2,875 |
| fha | 28 | 6.125% | $6,745 | $1,000 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| South Dakota | 102 | 6.375% | $5,311 | #23 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,878 | 7.250% | — | 1 | −$2,433 | |
| 2 | $3,175 | 5.875% | — | 1 | −$2,136 | |
| 3 | $3,935 | 6.250% | — | 13 | −$1,376 | |
| 4 | $3,940 | 6.500% | — | 1 | −$1,371 | |
| 5 | $4,770 | 6.625% | — | 1 | −$541 | |
| 6 | $4,773 | 6.500% | — | 1 | −$538 | |
| 7 | $5,088 | 6.000% | — | 2 | −$223 | |
| 8 | $5,290 | 6.375% | — | 1 | −$21 | |
| 9 | $5,428 | 6.062% | — | 6 | +$117 | |
| 10 | $5,510 | 6.500% | — | 38 | +$199 | |
| 11 | $5,553 | 6.438% | — | 2 | +$242 | |
| 12 | $5,555 | 6.188% | — | 12 | +$244 | |
| 13 | $5,829 | 6.375% | — | 1 | +$518 | |
| 14 | $5,914 | 6.250% | — | 4 | +$603 | |
| 15 | $6,027 | 5.750% | — | 8 | +$716 | |
| 16 | $6,170 | 6.062% | — | 2 | +$859 | |
| 17 | $6,418 | 5.125% | — | 1 | +$1,107 | |
| 18 | $6,964 | 5.938% | — | 2 | +$1,653 | |
| 19 | $8,044 | 6.875% | — | 1 | +$2,733 | |
| 20 | $11,333 | 6.500% | — | 2 | +$6,022 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.