Purchase Originations
117
Median Total Costs
$10,154
+52.0% vs national ($6,680)
↓ $1,794 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$5,750
Median Lender Credits
$1,680
Denial Rate
4.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 103 | 6.625% | $9,597 | $5,470 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 111 | 6.625% | $9,903 | #119 |
| Connecticut | 4 | 6.688% | $17,662 | — |
| Florida | 2 | 6.745% | $9,902 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,492 | 6.500% | — | 1 | −$4,662 | |
| 2 | $6,606 | 6.990% | — | 1 | −$3,548 | |
| 3 | $8,449 | 6.500% | — | 4 | −$1,705 | |
| 4 | $8,991 | 7.000% | — | 1 | −$1,163 | |
| 5 | $9,453 | 6.750% | — | 3 | −$701 | |
| 6 | $9,916 | 6.625% | — | 64 | −$238 | |
| 7 | $10,695 | 6.500% | — | 33 | +$541 | |
| 8 | $10,814 | 6.490% | — | 1 | +$660 | |
| 9 | $11,664 | 7.250% | — | 1 | +$1,510 | |
| 10 | $15,770 | 6.250% | — | 5 | +$5,616 | |
| 11 | $17,662 | 6.688% | — | 2 | +$7,508 | |
| 12 | $18,024 | 6.500% | — | 1 | +$7,870 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Continental Mortgage Bankers, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $555,000 | $335,000 | +$220,000 (+65.7%) |
| Median total closing costs | $10,154 | $7,127 | +$3,027 (+42.5%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.