Consumer First Mortgage, Inc. closing costs and rates (2024)
In 2024, Consumer First Mortgage, Inc. originated 129 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,430. That is $689 above the national median of $6,741. Consumer First Mortgage, Inc. is most active in Alabama with 123 originations there.
Purchase Originations
129
Median Total Costs
$7,430
+10.2% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,144
Median Lender Credits
$2,389
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 66 | 6.625% | $8,869 | $3,194 |
| conventional | 40 | 6.625% | $5,474 | $3,038 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,971 | 6.625% | — | 8 | −$2,459 | |
| 2 | $5,526 | 6.433% | — | 4 | −$1,904 | |
| 3 | $5,710 | 6.500% | — | 3 | −$1,720 | |
| 4 | $6,033 | 6.562% | — | 2 | −$1,397 | |
| 5 | $6,074 | 6.750% | — | 5 | −$1,356 | |
| 6 | $6,222 | 6.375% | — | 4 | −$1,208 | |
| 7 | $6,468 | 6.875% | — | 3 | −$962 | |
| 8 | $6,597 | 6.750% | — | 8 | −$833 | |
| 9 | $6,847 | 6.312% | — | 6 | −$583 | |
| 10 | $6,910 | 6.688% | — | 4 | −$520 | |
| 11 | $6,985 | 6.875% | — | 3 | −$445 | |
| 12 | $7,181 | 6.125% | — | 3 | −$249 | |
| 13 | $7,308 | 6.750% | — | 5 | −$122 | |
| 14 | $7,335 | 6.500% | — | 4 | −$95 | |
| 15 | $7,630 | 6.750% | — | 9 | +$200 | |
| 16 | $8,699 | 6.438% | — | 6 | +$1,269 | |
| 17 | $8,719 | 6.250% | — | 3 | +$1,289 | |
| 18 | $8,769 | 6.250% | — | 5 | +$1,339 | |
| 19 | $8,823 | 6.370% | — | 8 | +$1,393 | |
| 20 | $12,611 | 6.188% | — | 4 | +$5,181 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.