Purchase Originations
186
Median Total Costs
$10,078
+50.9% vs national ($6,680)
↓ $3,486 vs prior year
Median Rate
4.990%
−23.1% vs national (6.490%)
↓ 1.000% vs prior year
Median Origination
$1,705
Median Lender Credits
$599
Denial Rate
12.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 94 | 4.990% | $11,853 | $2,072 |
| conventional | 67 | 4.990% | $5,690 | $1,340 |
| va | 24 | 5.125% | $3,450 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 186 | 4.990% | $10,078 | #214 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $8,083 | 5.500% | — | 11 | −$1,995 | |
| 2 | $8,240 | 5.990% | — | 5 | −$1,838 | |
| 3 | $9,042 | 5.438% | — | 42 | −$1,036 | |
| 4 | $9,706 | 4.990% | — | 7 | −$372 | |
| 5 | $10,594 | 4.990% | — | 121 | +$516 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Colina Mortgage Group, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $295,000 | $335,000 | −$40,000 (−11.9%) |
| Median total closing costs | $10,078 | $7,127 | +$2,951 (+41.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.