Purchase Originations
324
Median Total Costs
$11,834
+77.2% vs national ($6,680)
↑ $995 vs prior year
Median Rate
6.175%
−4.8% vs national (6.490%)
↓ 0.200% vs prior year
Median Origination
$5,159
Median Lender Credits
$1,810
Denial Rate
0.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 143 | 6.000% | $14,554 | $5,743 |
| conventional | 91 | 6.750% | $9,013 | $5,192 |
| va | 89 | 5.990% | $10,489 | $3,610 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 316 | 6.175% | $11,802 | #152 |
| New Mexico | 8 | 6.438% | $13,915 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,434 | 6.750% | — | 1 | −$6,400 | |
| 2 | $7,271 | 6.490% | — | 2 | −$4,563 | |
| 3 | $9,665 | 6.500% | — | 2 | −$2,169 | |
| 4 | $11,781 | 6.750% | — | 1 | −$53 | |
| 5 | $11,844 | 6.150% | — | 309 | +$10 | |
| 6 | $15,606 | 6.125% | — | 7 | +$3,772 | |
| 7 | $15,788 | 7.500% | — | 1 | +$3,954 | |
| 8 | $16,420 | 5.990% | — | 1 | +$4,586 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Cadence Lending Group, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $285,000 | $335,000 | −$50,000 (−14.9%) |
| Median total closing costs | $11,834 | $7,127 | +$4,707 (+66.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.