Purchase Originations
1,601
Ranked #270 nationally
Median Total Costs
$8,941
+33.9% vs national ($6,680)
↓ $17 vs prior year
Median Rate
5.750%
−11.4% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$3,977
Median Lender Credits
$78
Cost Rank (500+ vol.)
#496
among lenders with 500+ originations
Denial Rate
10.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 668 | 5.250% | $11,313 | $4,972 |
| conventional | 601 | 6.875% | $6,442 | $2,654 |
| usda | 175 | 5.500% | $8,342 | $4,408 |
| va | 157 | 5.500% | $8,954 | $4,855 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Puerto Rico | 1,601 | 5.750% | $8,941 | #1 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,770 | 7.375% | — | 68 | −$4,171 | |
| 2 | $6,589 | 6.312% | — | 58 | −$2,352 | |
| 3 | $6,902 | 6.250% | — | 21 | −$2,039 | |
| 4 | $7,430 | 5.875% | — | 53 | −$1,511 | |
| 5 | $7,744 | 5.500% | — | 31 | −$1,197 | |
| 6 | $7,901 | 5.875% | — | 78 | −$1,040 | |
| 7 | $8,150 | 6.500% | — | 34 | −$791 | |
| 8 | $8,434 | 6.250% | — | 24 | −$507 | |
| 9 | $8,451 | 6.000% | — | 120 | −$490 | |
| 10 | $9,298 | 5.500% | — | 37 | +$357 | |
| 11 | $9,382 | 5.500% | — | 24 | +$441 | |
| 12 | $9,847 | 6.250% | — | 212 | +$906 | |
| 13 | $9,911 | 5.500% | — | 48 | +$970 | |
| 14 | $10,285 | 5.500% | — | 47 | +$1,344 | |
| 15 | $10,499 | 5.500% | — | 28 | +$1,558 | |
| 16 | $10,584 | 5.125% | — | 22 | +$1,643 | |
| 17 | $11,057 | 6.250% | — | 91 | +$2,116 | |
| 18 | $16,763 | 6.375% | — | 36 | +$7,822 | |
| 19 | $16,799 | 5.000% | — | 24 | +$7,858 | |
| 20 | $17,671 | 5.500% | — | 120 | +$8,730 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Banco Popular DE Puerto Rico | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $185,000 | $335,000 | −$150,000 (−44.8%) |
| Median total closing costs | $8,941 | $7,127 | +$1,814 (+25.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.