ALLIANCE CREDIT UNION closing costs and rates (2024)
In 2024, ALLIANCE CREDIT UNION originated 559 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $7,670. That ranks #595 nationally by origination volume. For total closing costs among lenders with 500+ originations, ALLIANCE CREDIT UNION ranks #418. That is $929 above the national median of $6,741. ALLIANCE CREDIT UNION is most active in Texas with 555 originations there.
Purchase Originations
559
Ranked #595 nationally
Median Total Costs
$7,670
+13.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$925
Median Lender Credits
$1,000
Cost Rank (500+ vol.)
#418
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 291 | 6.625% | $8,840 | $925 |
| fha | 234 | 6.125% | $6,694 | $925 |
| va | 25 | 5.875% | $8,334 | $2,327 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,517 | 6.625% | — | 3 | −$3,153 | |
| 2 | $5,148 | 6.625% | — | 4 | −$2,522 | |
| 3 | $5,462 | 6.058% | — | 2 | −$2,208 | |
| 4 | $5,985 | 6.438% | — | 2 | −$1,685 | |
| 5 | $6,166 | 6.312% | — | 2 | −$1,504 | |
| 6 | $6,546 | 6.250% | — | 2 | −$1,124 | |
| 7 | $7,045 | 6.375% | — | 28 | −$625 | |
| 8 | $7,267 | 6.312% | — | 6 | −$403 | |
| 9 | $7,601 | 6.125% | — | 84 | −$69 | |
| 10 | $7,787 | 6.625% | — | 10 | +$117 | |
| 11 | $7,850 | 6.500% | — | 375 | +$180 | |
| 12 | $8,500 | 6.438% | — | 2 | +$830 | |
| 13 | $8,544 | 7.125% | — | 2 | +$874 | |
| 14 | $10,572 | 6.000% | — | 2 | +$2,902 | |
| 15 | $12,523 | 6.500% | — | 5 | +$4,853 | |
| 16 | $13,648 | 6.750% | — | 2 | +$5,978 | |
| 17 | $15,076 | 6.625% | — | 3 | +$7,406 | |
| 18 | $18,305 | 6.312% | — | 2 | +$10,635 | |
| 19 | $19,269 | 6.625% | — | 3 | +$11,599 | |
| 20 | $20,833 | 7.125% | — | 1 | +$13,163 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.