AgCarolina Farm Credit, FLCA closing costs and rates (2024)
In 2024, AgCarolina Farm Credit, FLCA originated 115 purchase mortgages at a median interest rate of 8.45% and median total closing costs of $7,196. That is $455 above the national median of $6,741. AgCarolina Farm Credit, FLCA is most active in North Carolina with 115 originations there.
Purchase Originations
115
Median Total Costs
$7,196
+6.8% vs national ($6,741)
Median Rate
8.450%
+27.6% vs national (6.620%)
Median Origination
$4,169
Median Lender Credits
$400
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 115 | 8.450% | $7,196 | $4,169 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 115 | 8.450% | $7,196 | #138 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,570 | 8.435% | — | 2 | −$2,626 | |
| 2 | $5,869 | 8.050% | — | 8 | −$1,327 | |
| 3 | $6,426 | 8.704% | — | 5 | −$770 | |
| 4 | $6,572 | 8.145% | — | 22 | −$624 | |
| 5 | $6,755 | 7.930% | — | 3 | −$441 | |
| 6 | $6,990 | 8.070% | — | 3 | −$206 | |
| 7 | $7,035 | 8.645% | — | 5 | −$161 | |
| 8 | $7,309 | 8.500% | — | 5 | +$113 | |
| 9 | $7,510 | 8.613% | — | 6 | +$314 | |
| 10 | $7,582 | 8.277% | — | 4 | +$386 | |
| 11 | $7,730 | 8.715% | — | 2 | +$534 | |
| 12 | $7,738 | 8.580% | — | 4 | +$542 | |
| 13 | $7,860 | 8.785% | — | 3 | +$664 | |
| 14 | $8,406 | 8.655% | — | 4 | +$1,210 | |
| 15 | $8,407 | 8.043% | — | 4 | +$1,211 | |
| 16 | $8,570 | 8.860% | — | 3 | +$1,374 | |
| 17 | $8,714 | 8.525% | — | 4 | +$1,518 | |
| 18 | $8,815 | 8.690% | — | 4 | +$1,619 | |
| 19 | $9,257 | 8.190% | — | 3 | +$2,061 | |
| 20 | $11,891 | 8.370% | — | 4 | +$4,695 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.