Adirondack Bank closing costs and rates (2024)
In 2024, Adirondack Bank originated 129 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,512. That is $3,229 below the national median of $6,741. Adirondack Bank is most active in New York with 129 originations there.
Purchase Originations
129
Median Total Costs
$3,512
−47.9% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$675
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 129 | 6.500% | $3,512 | $675 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 129 | 6.500% | $3,512 | #108 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,729 | 5.625% | — | 1 | −$783 | |
| 2 | $2,959 | 6.375% | — | 1 | −$553 | |
| 3 | $3,104 | 6.000% | — | 1 | −$408 | |
| 4 | $3,349 | 7.750% | — | 1 | −$163 | |
| 5 | $3,355 | 6.750% | — | 4 | −$157 | |
| 6 | $3,478 | 6.625% | — | 11 | −$34 | |
| 7 | $3,530 | 6.500% | — | 107 | +$18 | |
| 8 | $3,662 | 6.875% | — | 1 | +$150 | |
| 9 | $5,440 | 6.375% | — | 1 | +$1,928 | |
| 10 | $9,599 | 6.625% | — | 1 | +$6,087 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.