1ST SIGNATURE LENDING, LLC closing costs and rates (2024)
In 2024, 1ST SIGNATURE LENDING, LLC originated 494 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $14,143. That is $7,402 above the national median of $6,741. 1ST SIGNATURE LENDING, LLC is most active in South Carolina with 111 originations there.
Purchase Originations
494
Median Total Costs
$14,143
+109.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$6,355
Median Lender Credits
$22
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 342 | 6.500% | $14,982 | $6,376 |
| va | 97 | 6.500% | $10,980 | $7,665 |
| conventional | 31 | 6.125% | $7,050 | $4,489 |
| usda | 24 | 6.500% | $11,981 | $5,574 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| South Carolina | 111 | 6.500% | $13,423 | #108 |
| North Carolina | 110 | 6.500% | $13,479 | #144 |
| Florida | 67 | 6.500% | $14,338 | #286 |
| Tennessee | 67 | 6.500% | $17,158 | #155 |
| Indiana | 30 | 6.500% | $13,044 | — |
| Georgia | 29 | 6.500% | $12,792 | — |
| Texas | 17 | 6.500% | $15,861 | — |
| Ohio | 15 | 6.500% | $16,711 | — |
| Alabama | 14 | 6.250% | $14,606 | — |
| Kentucky | 10 | 6.375% | $13,246 | — |
| Virginia | 10 | 6.500% | $15,208 | — |
| West Virginia | 5 | 6.500% | $12,793 | — |
| Louisiana | 4 | 6.500% | $11,622 | — |
| Pennsylvania | 3 | 6.625% | $19,179 | — |
| Oklahoma | 2 | 7.188% | $15,518 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $8,401 | 7.000% | — | 4 | −$5,742 | |
| 2 | $11,204 | 6.500% | — | 12 | −$2,939 | |
| 3 | $11,515 | 6.500% | — | 7 | −$2,628 | |
| 4 | $12,732 | 5.375% | — | 4 | −$1,411 | |
| 5 | $12,923 | 6.688% | — | 6 | −$1,220 | |
| 6 | $13,072 | 6.500% | — | 9 | −$1,071 | |
| 7 | $13,139 | 6.500% | — | 12 | −$1,004 | |
| 8 | $13,195 | 6.500% | — | 6 | −$948 | |
| 9 | $13,774 | 6.500% | — | 10 | −$369 | |
| 10 | $13,933 | 6.500% | — | 9 | −$210 | |
| 11 | $14,069 | 5.875% | — | 4 | −$74 | |
| 12 | $14,212 | 6.500% | — | 8 | +$69 | |
| 13 | $14,434 | 6.500% | — | 7 | +$291 | |
| 14 | $14,579 | 6.500% | — | 4 | +$436 | |
| 15 | $15,539 | 6.500% | — | 8 | +$1,396 | |
| 16 | $15,610 | 6.250% | — | 18 | +$1,467 | |
| 17 | $15,693 | 6.500% | — | 6 | +$1,550 | |
| 18 | $16,024 | 6.500% | — | 9 | +$1,881 | |
| 19 | $18,423 | 6.500% | — | 6 | +$4,280 | |
| 20 | $20,510 | 6.188% | — | 4 | +$6,367 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.