Lowest closing cost mortgage lenders in Warren County County, Kentucky
In Warren County, Kentucky, homebuyers paid a median of $6,285 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 1,217 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Service One Credit Union, Inc. offered the lowest median costs at $2,626, which is $1,601 less than the county median.
Homebuyers in Warren County County who chose Service One Credit Union, Inc. paid $3,659 less in closing costs than the county median.
County Median Costs
$6,285
+25.8% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,817
Purchase Originations
1,217
vs Kentucky Median
25.8% above
$1,289
vs National Median
6.8% below
$-456
Lender rankings in Warren County County
23 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,626 | 6.938% | $515 | 10 | −$1,601 | |
| 2 | $3,003 | 7.375% | $500 | 14 | −$1,224 | |
| 3 | $3,025 | 6.812% | $550 | 14 | −$1,202 | |
| 4 | $3,088 | 6.000% | $525 | 21 | −$1,139 | |
| 5 | $3,092 | 6.562% | $945 | 36 | −$1,135 | |
| 6 | $3,232 | 6.750% | $1,006 | 14 | −$995 | |
| 7 | $3,273 | 6.875% | $1,000 | 25 | −$954 | |
| 8 | $3,380 | 6.750% | $881 | 51 | −$847 | |
| 9 | $3,523 | 6.875% | $1,352 | 12 | −$704 | |
| 10 | $3,604 | 6.625% | $1,137 | 45 | −$623 | |
| 11 | $3,673 | 7.000% | $1,705 | 12 | −$554 | |
| 12 | $4,010 | 6.875% | $1,793 | 14 | −$217 | |
| 13 | $4,442 | 6.740% | $2,026 | 10 | +$215 | |
| 14 | $4,464 | 6.750% | $1,847 | 18 | +$237 | |
| 15 | $5,829 | 6.875% | $3,661 | 22 | +$1,602 | |
| 16 | $5,848 | 6.375% | $3,036 | 29 | +$1,621 | |
| 17 | $6,001 | 6.625% | $3,488 | 27 | +$1,774 | |
| 18 | $6,167 | 6.625% | $4,154 | 17 | +$1,940 | |
| 19 | $6,469 | 6.750% | $3,876 | 99 | +$2,242 |
Includes lenders with 10+ purchase originations in Warren County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.