Lowest closing cost mortgage lenders in Jessamine County County, Kentucky
In Jessamine County, Kentucky, homebuyers paid a median of $5,161 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 523 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Guardian Savings Bank offered the lowest median costs at $1,713, which is $2,399 less than the county median.
Homebuyers in Jessamine County County who chose Guardian Savings Bank paid $3,448 less in closing costs than the county median.
County Median Costs
$5,161
+3.3% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,625
Purchase Originations
523
vs Kentucky Median
3.3% above
$165
vs National Median
23.4% below
$-1,580
Lender rankings in Jessamine County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,713 | 6.875% | $500 | 29 | −$2,399 | |
| 2 | $2,638 | 6.562% | $569 | 20 | −$1,474 | |
| 3 | $2,804 | 6.625% | $581 | 19 | −$1,308 | |
| 4 | $4,072 | 6.500% | $1,518 | 12 | −$40 | |
| 5 | $4,511 | 6.870% | $1,582 | 12 | +$399 | |
| 6 | $5,238 | 6.812% | $2,065 | 14 | +$1,126 | |
| 7 | $5,624 | 6.625% | $2,770 | 41 | +$1,512 | |
| 8 | $5,785 | 6.933% | $2,723 | 16 | +$1,673 | |
| 9 | $6,464 | 6.875% | $3,610 | 13 | +$2,352 |
Includes lenders with 10+ purchase originations in Jessamine County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.