Homebuyers in McLean County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $1,475 less in closing costs than the county median.
County Median Costs
$3,381
−45.9% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,320
Purchase Originations
1,585
Denial Rate
6.0%
vs Illinois avg (7.5%)
vs Illinois Median
45.9% below
$-2,869
vs National Median
49.4% below
$-3,299
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,906 | 6.375% | $350 | 74 | −$1,280 | |
| 2 | $2,190 | 7.000% | $395 | 19 | −$996 | |
| 3 | $2,272 | 6.375% | $650 | 32 | −$914 | |
| 4 | $2,469 | 6.375% | $1,088 | 23 | −$717 | |
| 5 | $2,620 | 6.750% | $800 | 29 | −$566 | |
| 6 | $2,694 | 6.500% | $800 | 27 | −$492 | |
| 7 | $2,751 | 6.625% | $695 | 41 | −$435 | |
| 8 | $2,891 | 6.500% | $1,126 | 35 | −$295 | |
| 9 | $2,953 | 6.625% | $900 | 29 | −$233 | |
| 10 | $3,120 | 6.500% | $1,245 | 36 | −$66 | |
| 11 | $3,248 | 6.625% | $1,617 | 490 | +$62 | |
| 12 | $3,330 | 6.688% | $1,145 | 18 | +$144 | |
| 13 | $3,610 | 6.875% | $1,499 | 28 | +$424 | |
| 14 | $3,674 | 6.875% | $1,190 | 11 | +$488 | |
| 15 | $3,698 | 6.625% | $1,301 | 86 | +$512 | |
| 16 | $3,710 | 6.750% | $1,461 | 28 | +$524 | |
| 17 | $4,355 | 6.599% | $1,995 | 27 | +$1,169 | |
| 18 | $4,390 | 6.875% | $2,170 | 43 | +$1,204 | |
| 19 | $4,495 | 6.688% | $2,981 | 24 | +$1,309 | |
| 20 | $5,452 | 6.875% | $3,278 | 21 | +$2,266 |
Includes lenders with 10+ purchase originations in McLean County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.