What are the average closing costs in Boone County County?

In Boone County County, the median total loan costs on purchase mortgages were $4,618 in 2024, based on 467 originations.

Which lender has the lowest closing costs in Boone County County?

Among lenders with 10+ originations in Boone County County, GREENSTATE Credit Union had the lowest median total closing costs at $3,263 in 2024.

How do closing costs in Boone County County compare to Illinois?

Boone County County closing costs (median $4,618) are 24.3% below the Illinois state median of $6,096.

Lowest closing cost mortgage lenders in Boone County County, Illinois

In Boone County, Illinois, homebuyers paid a median of $4,618 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 467 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, GREENSTATE Credit Union offered the lowest median costs at $3,263, which is $892 less than the county median.

Homebuyers in Boone County County who chose GREENSTATE Credit Union paid $1,355 less in closing costs than the county median.

County Median Costs

$4,618

−24.3% vs Illinois ($6,096)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,595

Purchase Originations

467

vs Illinois Median

24.3% below

$-1,478

vs National Median

31.5% below

$-2,123

Lender rankings in Boone County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	GREENSTATE Credit Union	$3,263	6.750%	$725	48	−$892
2	First Mid Bank & Trust, National Association	$3,395	6.875%	$994	36	−$760
3	ENVOY MORTGAGE, LTD	$5,074	7.125%	$2,404	17	+$918
4	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$5,644	6.870%	$3,167	14	+$1,489
5	UNITED WHOLESALE MORTGAGE, LLC	$5,886	7.061%	$3,072	16	+$1,731
6	ROCKET MORTGAGE, LLC	$6,872	6.990%	$5,960	12	+$2,717

Includes lenders with 10+ purchase originations in Boone County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Audit my Closing Disclosure Check my Loan Estimate

Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.