Homebuyers in Boone County County who chose FIRST NORTHERN paid $1,300 less in closing costs than the county median.
County Median Costs
$4,532
−27.5% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,262
Purchase Originations
432
Denial Rate
8.1%
vs Illinois avg (7.5%)
vs Illinois Median
27.5% below
$-1,718
vs National Median
32.2% below
$-2,148
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,232 | 6.375% | $878 | 15 | −$692 | |
| 2 | $3,357 | 6.500% | $725 | 63 | −$567 | |
| 3 | $3,383 | 6.500% | $975 | 10 | −$541 | |
| 4 | $3,438 | 6.625% | $1,000 | 29 | −$486 | |
| 5 | $3,446 | 6.500% | $1,035 | 12 | −$478 | |
| 6 | $4,734 | 6.875% | $1,888 | 16 | +$810 | |
| 7 | $4,938 | 6.990% | $2,255 | 11 | +$1,014 | |
| 8 | $5,505 | 6.933% | $2,552 | 10 | +$1,581 | |
| 9 | $6,676 | 6.999% | $3,459 | 17 | +$2,752 |
Includes lenders with 10+ purchase originations in Boone County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.