What are the average closing costs in Black Hawk County County?

In Black Hawk County County, the median total loan costs on purchase mortgages were $1,930 in 2024, based on 1,186 originations.

Which lender has the lowest closing costs in Black Hawk County County?

Among lenders with 10+ originations in Black Hawk County County, GREENSTATE Credit Union had the lowest median total closing costs at $1,832 in 2024.

How do closing costs in Black Hawk County County compare to Iowa?

Black Hawk County County closing costs (median $1,930) are 30.7% below the Iowa state median of $2,784.

Lowest closing cost mortgage lenders in Black Hawk County County, Iowa

In Black Hawk County, Iowa, homebuyers paid a median of $1,930 in closing costs in 2024 — below the Iowa median of $2,784. The county saw 1,186 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, GREENSTATE Credit Union offered the lowest median costs at $1,832, which is $81 less than the county median.

Homebuyers in Black Hawk County County who chose GREENSTATE Credit Union paid $98 less in closing costs than the county median.

County Median Costs

$1,930

−30.7% vs Iowa ($2,784)

Median Rate

6.380%

−3.6% vs national (6.620%)

Median Origination

$595

Purchase Originations

1,186

vs Iowa Median

30.7% below

$-854

vs National Median

71.4% below

$-4,811

Lender rankings in Black Hawk County County

11 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	GREENSTATE Credit Union	$1,832	6.490%	$595	293	−$81
2	VERIDIAN CREDIT UNION	$1,904	6.375%	$500	494	−$9
3	DUPACO COMMUNITY	$2,020	6.188%	$950	22	+$107
4	IOWA BANKERS MORTGAGE CORPORATION	$2,142	6.438%	$1,044	26	+$229
5	Farmers State Bank	$2,198	6.375%	$1,050	49	+$285
6	Lincoln Savings Bank	$2,442	6.875%	$1,069	33	+$529
7	Empeople Credit Union	$2,753	5.990%	$990	18	+$840
8	CEDAR FALLS COMMUNITY CREDIT UNION	$3,920	6.000%	$1,280	21	+$2,007
9	AMERICAN PACIFIC MORTGAGE CORPORATION	$4,902	6.625%	$3,205	19	+$2,989
10	UNITED WHOLESALE MORTGAGE, LLC	$5,184	7.125%	$2,862	13	+$3,272

Includes lenders with 10+ purchase originations in Black Hawk County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.