Lowest closing cost mortgage lenders in Highlands County County, Florida
In Highlands County, Florida, homebuyers paid a median of $7,745 in closing costs in 2024 — below the Florida median of $8,887. The county saw 966 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MIDFLORIDA offered the lowest median costs at $4,374, which is $1,245 less than the county median.
Homebuyers in Highlands County County who chose MIDFLORIDA paid $3,371 less in closing costs than the county median.
County Median Costs
$7,745
−12.8% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,772
Purchase Originations
966
vs Florida Median
12.8% below
$-1,142
vs National Median
14.9% above
$1,004
Lender rankings in Highlands County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,374 | 6.500% | $1,271 | 45 | −$1,245 | |
| 2 | $4,545 | 7.000% | $1,495 | 18 | −$1,074 | |
| 3 | $4,902 | 6.750% | $2,120 | 35 | −$717 | |
| 4 | $6,246 | 6.875% | $3,810 | 11 | +$627 | |
| 5 | $6,323 | 6.750% | $3,818 | 22 | +$704 | |
| 6 | $7,005 | 6.688% | $3,528 | 38 | +$1,386 | |
| 7 | $7,534 | 6.875% | $4,378 | 45 | +$1,915 | |
| 8 | $9,731 | 6.933% | $4,898 | 12 | +$4,112 |
Includes lenders with 10+ purchase originations in Highlands County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.