Lowest closing cost mortgage lenders in Columbia County County, Florida
In Columbia County, Florida, homebuyers paid a median of $8,139 in closing costs in 2024 — below the Florida median of $8,887. The county saw 485 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $2,131, which is $5,075 less than the county median.
Homebuyers in Columbia County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $6,008 less in closing costs than the county median.
County Median Costs
$8,139
−8.4% vs Florida ($8,887)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,711
Purchase Originations
485
vs Florida Median
8.4% below
$-748
vs National Median
20.7% above
$1,398
Lender rankings in Columbia County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,817 | 6.500% | $3,933 | 14 | −$1,026 | |
| 2 | $6,306 | 9.570% | $4,044 | 16 | −$537 | |
| 3 | $6,846 | 7.249% | $4,103 | 14 | +$3 | |
| 4 | $7,000 | 7.125% | $2,190 | 27 | +$156 | |
| 5 | $8,761 | 6.875% | $2,225 | 12 | +$1,918 | |
| 6 | $8,781 | 6.750% | $5,884 | 14 | +$1,938 |
Includes lenders with 10+ purchase originations in Columbia County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.