Lowest closing cost mortgage lenders in Yuma County County, Arizona
In Yuma County, Arizona, homebuyers paid a median of $8,973 in closing costs in 2024 — above the Arizona median of $8,463. The county saw 2,200 purchase mortgages at a median rate of 6.52%. Among lenders with 10+ originations, NOVA FINANCIAL & INVESTMENT CORPORATION offered the lowest median costs at $3,354, which is $3,306 less than the county median.
Homebuyers in Yuma County County who chose NOVA FINANCIAL & INVESTMENT CORPORATION paid $5,619 less in closing costs than the county median.
County Median Costs
$8,973
+6.0% vs Arizona ($8,463)
Median Rate
6.520%
−1.5% vs national (6.620%)
Median Origination
$3,024
Purchase Originations
2,200
vs Arizona Median
6.0% above
$510
vs National Median
33.1% above
$2,232
Lender rankings in Yuma County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,354 | 6.625% | $784 | 127 | −$3,306 | |
| 2 | $4,828 | 7.250% | $1,410 | 13 | −$1,831 | |
| 3 | $5,304 | 6.500% | $2,919 | 12 | −$1,355 | |
| 4 | $6,379 | 6.625% | $2,980 | 25 | −$280 | |
| 5 | $6,420 | 7.375% | $3,144 | 13 | −$239 | |
| 6 | $6,758 | 6.625% | $3,937 | 16 | +$99 | |
| 7 | $6,982 | 6.875% | $4,713 | 38 | +$323 | |
| 8 | $7,464 | 7.125% | $4,001 | 21 | +$805 | |
| 9 | $7,556 | 6.990% | $4,479 | 65 | +$898 | |
| 10 | $7,682 | 6.875% | $4,694 | 14 | +$1,023 | |
| 11 | $7,771 | 6.750% | $4,617 | 83 | +$1,112 | |
| 12 | $8,291 | 6.875% | $5,007 | 126 | +$1,632 | |
| 13 | $9,200 | 6.990% | $5,699 | 11 | +$2,541 |
Includes lenders with 10+ purchase originations in Yuma County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.