Homebuyers in Warren County County who chose NAVY FEDERAL CREDIT UNION paid $3,863 less in closing costs than the county median.
County Median Costs
$7,016
+2.3% vs Virginia ($6,860)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,218
Purchase Originations
477
Denial Rate
4.3%
vs Virginia avg (6.4%)
vs Virginia Median
2.3% above
$156
vs National Median
5.0% above
$336
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,153 | 6.688% | $0 | 12 | −$2,050 | |
| 2 | $4,974 | 6.500% | $3,807 | 27 | −$229 | |
| 3 | $5,233 | 6.625% | $2,116 | 14 | +$30 | |
| 4 | $6,284 | 6.625% | $2,252 | 13 | +$1,081 | |
| 5 | $7,007 | 6.717% | $3,660 | 12 | +$1,804 | |
| 6 | $8,029 | 6.812% | $4,607 | 12 | +$2,826 | |
| 7 | $8,384 | 6.725% | $5,145 | 12 | +$3,181 |
Includes lenders with 10+ purchase originations in Warren County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.