Lowest closing cost mortgage lenders in Isle of Wight County County, Virginia
In Isle of Wight County, Virginia, homebuyers paid a median of $8,055 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 517 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,476, which is $5,920 less than the county median.
Homebuyers in Isle of Wight County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,579 less in closing costs than the county median.
County Median Costs
$8,055
+16.5% vs Virginia ($6,913)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$2,414
Purchase Originations
517
vs Virginia Median
16.5% above
$1,142
vs National Median
19.5% above
$1,314
Lender rankings in Isle of Wight County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,802 | 5.500% | $995 | 11 | −$2,258 | |
| 2 | $5,809 | 7.125% | $2,356 | 26 | −$251 | |
| 3 | $7,201 | 6.500% | $4,895 | 23 | +$1,141 | |
| 4 | $8,014 | 6.750% | $5,334 | 12 | +$1,954 |
Includes lenders with 10+ purchase originations in Isle of Wight County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.