Homebuyers in Potter County County who chose ALLIANCE CREDIT UNION paid $3,512 less in closing costs than the county median.
County Median Costs
$6,499
−22.6% vs Texas ($8,397)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,726
Purchase Originations
712
Denial Rate
12.5%
vs Texas avg (12.0%)
vs Texas Median
22.6% below
$-1,898
vs National Median
2.7% below
$-181
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,916 | 6.500% | $970 | 97 | −$953 | |
| 2 | $4,298 | 6.875% | $1,420 | 15 | −$571 | |
| 3 | $4,302 | 7.000% | $1,295 | 17 | −$566 | |
| 4 | $5,313 | 6.125% | $1,750 | 13 | +$444 | |
| 5 | $5,439 | 6.625% | $2,414 | 13 | +$570 | |
| 6 | $5,518 | 6.688% | $1,820 | 10 | +$649 | |
| 7 | $5,638 | 6.125% | $1,550 | 15 | +$769 | |
| 8 | $6,330 | 6.875% | $3,527 | 11 | +$1,461 | |
| 9 | $6,718 | 10.765% | $4,500 | 10 | +$1,849 | |
| 10 | $7,226 | 6.625% | $3,679 | 19 | +$2,357 |
Includes lenders with 10+ purchase originations in Potter County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.