Lowest closing cost mortgage lenders in Putnam County County, Tennessee
In Putnam County, Tennessee, homebuyers paid a median of $6,023 in closing costs in 2024 — below the Tennessee median of $6,647. The county saw 667 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $2,108, which is $2,426 less than the county median.
Homebuyers in Putnam County County who chose DHI MORTGAGE COMPANY, LTD. paid $3,915 less in closing costs than the county median.
County Median Costs
$6,023
−9.4% vs Tennessee ($6,647)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,925
Purchase Originations
667
vs Tennessee Median
9.4% below
$-624
vs National Median
10.7% below
$-718
Lender rankings in Putnam County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,108 | 5.750% | $0 | 31 | −$2,426 | |
| 2 | $3,050 | 7.825% | $948 | 22 | −$1,484 | |
| 3 | $3,373 | 6.625% | $1,038 | 12 | −$1,161 | |
| 4 | $3,826 | 6.995% | $1,355 | 24 | −$708 | |
| 5 | $4,279 | 6.625% | $1,772 | 17 | −$255 | |
| 6 | $5,272 | 6.625% | $2,481 | 17 | +$738 | |
| 7 | $5,286 | 6.990% | $2,462 | 28 | +$752 | |
| 8 | $5,307 | 6.990% | $3,343 | 17 | +$773 | |
| 9 | $7,080 | 6.967% | $3,555 | 37 | +$2,546 |
Includes lenders with 10+ purchase originations in Putnam County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.