Homebuyers in Bedford County County who chose MORTGAGE RESEARCH CENTER, LLC paid $7,375 less in closing costs than the county median.
County Median Costs
$8,155
+22.0% vs Tennessee ($6,683)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,211
Purchase Originations
520
Denial Rate
8.9%
vs Tennessee avg (9.7%)
vs Tennessee Median
22.0% above
$1,472
vs National Median
22.1% above
$1,475
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,831 | 5.875% | $595 | 11 | −$1,508 | |
| 2 | $4,300 | 6.875% | $1,766 | 17 | −$1,039 | |
| 3 | $5,395 | 6.562% | $3,729 | 14 | +$56 | |
| 4 | $5,654 | 6.990% | $2,572 | 11 | +$315 | |
| 5 | $6,001 | 6.688% | $3,719 | 20 | +$662 | |
| 6 | $6,157 | 6.750% | $3,565 | 40 | +$818 | |
| 7 | $6,886 | 6.625% | $4,163 | 18 | +$1,547 |
Includes lenders with 10+ purchase originations in Bedford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.