Lowest closing cost mortgage lenders in Bedford County County, Tennessee
In Bedford County, Tennessee, homebuyers paid a median of $8,887 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 565 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, HERITAGE SOUTH COMMUNITY CU offered the lowest median costs at $3,312, which is $2,233 less than the county median.
Homebuyers in Bedford County County who chose HERITAGE SOUTH COMMUNITY CU paid $5,575 less in closing costs than the county median.
County Median Costs
$8,887
+33.7% vs Tennessee ($6,647)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,005
Purchase Originations
565
vs Tennessee Median
33.7% above
$2,240
vs National Median
31.8% above
$2,146
Lender rankings in Bedford County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,312 | 7.970% | $750 | 13 | −$2,233 | |
| 2 | $3,436 | 6.250% | $595 | 11 | −$2,109 | |
| 3 | $4,941 | 6.625% | $2,724 | 19 | −$604 | |
| 4 | $5,802 | 6.625% | $4,351 | 21 | +$257 | |
| 5 | $6,793 | 6.625% | $4,529 | 11 | +$1,248 | |
| 6 | $7,250 | 6.500% | $4,620 | 40 | +$1,705 |
Includes lenders with 10+ purchase originations in Bedford County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.