Lowest closing cost mortgage lenders in San Juan Municipio County, Puerto Rico
In San Juan Municipio, Puerto Rico, homebuyers paid a median of $8,574 in closing costs in 2024 — near the Puerto Rico median of $8,407. The county saw 1,235 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, FIRSTBANK PUERTO RICO offered the lowest median costs at $5,374, which is $1,424 less than the county median.
Homebuyers in San Juan Municipio County who chose FIRSTBANK PUERTO RICO paid $3,200 less in closing costs than the county median.
County Median Costs
$8,574
+2.0% vs Puerto Rico ($8,407)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,991
Purchase Originations
1,235
vs Puerto Rico Median
2.0% above
$167
vs National Median
27.2% above
$1,833
Lender rankings in San Juan Municipio County
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,374 | 6.250% | $2,853 | 190 | −$1,424 | |
| 2 | $6,412 | 7.500% | $4,300 | 10 | −$386 | |
| 3 | $6,703 | 7.875% | $4,234 | 29 | −$95 | |
| 4 | $6,893 | 6.750% | $3,129 | 172 | +$95 | |
| 5 | $6,987 | 7.062% | $3,516 | 30 | +$189 | |
| 6 | $7,610 | 6.375% | $4,000 | 33 | +$812 | |
| 7 | $7,899 | 7.000% | $5,157 | 24 | +$1,101 | |
| 8 | $8,101 | 7.250% | $4,727 | 36 | +$1,303 | |
| 9 | $9,975 | 6.950% | $6,009 | 18 | +$3,177 | |
| 10 | $11,148 | 6.125% | $5,883 | 13 | +$4,350 |
Includes lenders with 10+ purchase originations in San Juan Municipio County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Puerto Rico → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.