Grade D · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$8,673
median across reports
vs. National Average
171%
above national avg
Avg Origination Charge
$5,899
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $5,899 | $2,054 | 🔺 High |
| Origination Fee | $5,899 | $1,786 | 🔺 High |
| lender_credits | $111 | $401 | 🟢 Below Avg |
Based on 848 homebuyer-submitted Closing Disclosures, ORIENTAL BANK's median total closing costs are $8,673. This is about 171% above the $3,201 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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How to Read Your Closing Disclosure
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Average Closing Costs by State
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