Homebuyers in Union County County who chose Journey Bank paid $2,302 less in closing costs than the county median.
County Median Costs
$6,520
+0.3% vs Pennsylvania ($6,500)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,580
Purchase Originations
170
Denial Rate
9.5%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
0.3% above
$20
vs National Median
2.4% below
$-160
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,218 | 6.750% | $575 | 10 | −$1,015 | |
| 2 | $4,830 | 6.500% | $1,325 | 13 | −$403 | |
| 3 | $6,393 | 6.562% | $2,822 | 12 | +$1,160 | |
| 4 | $9,564 | 6.875% | $6,048 | 10 | +$4,331 |
Includes lenders with 10+ purchase originations in Union County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.