What are the average closing costs in Somerset County County?

In Somerset County County, the median total loan costs on purchase mortgages were $4,847 in 2024, based on 377 originations.

Which lender has the lowest closing costs in Somerset County County?

Among lenders with 10+ originations in Somerset County County, MORTGAGE RESEARCH CENTER, LLC had the lowest median total closing costs at $1,546 in 2024.

How do closing costs in Somerset County County compare to Pennsylvania?

Somerset County County closing costs (median $4,847) are 26.0% below the Pennsylvania state median of $6,553.

Lowest closing cost mortgage lenders in Somerset County County, Pennsylvania

In Somerset County, Pennsylvania, homebuyers paid a median of $4,847 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 377 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,546, which is $3,004 less than the county median.

Homebuyers in Somerset County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,301 less in closing costs than the county median.

County Median Costs

$4,847

−26.0% vs Pennsylvania ($6,553)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,395

Purchase Originations

377

vs Pennsylvania Median

26.0% below

$-1,706

vs National Median

28.1% below

$-1,894

Lender rankings in Somerset County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	1st Summit Bank	$3,731	6.990%	$703	16	−$750
2	SOMERSET TRUST COMPANY	$3,884	6.500%	$985	45	−$597
3	FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION	$4,023	6.000%	$1,000	21	−$458
4	First Commonwealth Bank	$4,285	6.500%	$1,600	22	−$196
5	First National Bank of Pennsylvania	$4,365	6.688%	$1,245	36	−$116
6	PRIMELENDING, A PLAINSCAPITAL COMPANY	$5,324	6.750%	$2,170	27	+$843
7	ROCKET MORTGAGE, LLC	$6,024	6.812%	$2,713	10	+$1,543

Includes lenders with 10+ purchase originations in Somerset County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.