Homebuyers in Somerset County County who chose 1st Summit Bank paid $1,889 less in closing costs than the county median.
County Median Costs
$5,082
−21.8% vs Pennsylvania ($6,500)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,395
Purchase Originations
396
Denial Rate
7.7%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
21.8% below
$-1,418
vs National Median
23.9% below
$-1,598
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,193 | 6.240% | $500 | 13 | −$1,441 | |
| 2 | $3,469 | 6.188% | $1,000 | 26 | −$1,165 | |
| 3 | $3,834 | 5.990% | $985 | 49 | −$800 | |
| 4 | $4,721 | 6.375% | $1,333 | 29 | +$87 | |
| 5 | $4,752 | 6.500% | $1,657 | 18 | +$118 | |
| 6 | $5,241 | 6.625% | $2,190 | 27 | +$607 | |
| 7 | $5,617 | 6.875% | $1,870 | 15 | +$983 | |
| 8 | $7,820 | 6.607% | $4,083 | 10 | +$3,186 |
Includes lenders with 10+ purchase originations in Somerset County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.