Lowest closing cost mortgage lenders in Clearfield County County, Pennsylvania
In Clearfield County, Pennsylvania, homebuyers paid a median of $4,713 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 459 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Pennsylvania State Employees Credit Union offered the lowest median costs at $2,446, which is $1,745 less than the county median.
Homebuyers in Clearfield County County who chose Pennsylvania State Employees Credit Union paid $2,267 less in closing costs than the county median.
County Median Costs
$4,713
−28.1% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,252
Purchase Originations
459
vs Pennsylvania Median
28.1% below
$-1,840
vs National Median
30.1% below
$-2,028
Lender rankings in Clearfield County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,446 | 6.375% | $550 | 14 | −$1,745 | |
| 2 | $3,324 | 6.625% | $268 | 76 | −$867 | |
| 3 | $3,533 | 7.000% | $1,060 | 12 | −$658 | |
| 4 | $3,859 | 6.750% | $1,150 | 29 | −$332 | |
| 5 | $4,514 | 6.495% | $1,677 | 12 | +$323 | |
| 6 | $5,161 | 6.875% | $1,372 | 15 | +$970 | |
| 7 | $5,267 | 6.562% | $2,658 | 10 | +$1,076 | |
| 8 | $6,142 | 6.625% | $3,364 | 30 | +$1,951 |
Includes lenders with 10+ purchase originations in Clearfield County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.