Homebuyers in Clearfield County County who chose Pennsylvania State Employees Credit Union paid $2,463 less in closing costs than the county median.
County Median Costs
$4,765
−26.7% vs Pennsylvania ($6,500)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,150
Purchase Originations
518
Denial Rate
8.4%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
26.7% below
$-1,735
vs National Median
28.7% below
$-1,915
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,302 | 6.375% | $678 | 11 | −$2,043 | |
| 2 | $3,851 | 6.250% | $810 | 99 | −$494 | |
| 3 | $3,910 | 6.375% | $650 | 10 | −$435 | |
| 4 | $3,978 | 6.625% | $1,150 | 29 | −$367 | |
| 5 | $4,062 | 6.625% | $1,325 | 12 | −$283 | |
| 6 | $4,194 | 6.500% | $1,622 | 14 | −$151 | |
| 7 | $4,234 | 6.500% | $1,351 | 18 | −$111 | |
| 8 | $5,790 | 6.875% | $3,237 | 35 | +$1,445 |
Includes lenders with 10+ purchase originations in Clearfield County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.