Homebuyers in Washington County County who chose Community Bank, National Association paid $4,990 less in closing costs than the county median.
County Median Costs
$4,990
−22.0% vs New York ($6,400)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,290
Purchase Originations
475
Denial Rate
9.9%
vs New York avg (8.5%)
vs New York Median
22.0% below
$-1,410
vs National Median
25.3% below
$-1,690
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.625% | $0 | 13 | −$4,401 | |
| 2 | $2,538 | 6.400% | $0 | 14 | −$1,863 | |
| 3 | $3,166 | 6.188% | $299 | 14 | −$1,235 | |
| 4 | $3,432 | 6.312% | $1,746 | 10 | −$969 | |
| 5 | $4,080 | 6.375% | $1,195 | 56 | −$321 | |
| 6 | $4,348 | 6.625% | $1,322 | 41 | −$53 | |
| 7 | $4,381 | 6.000% | $1,290 | 15 | −$20 | |
| 8 | $4,834 | 6.990% | $2,440 | 15 | +$433 | |
| 9 | $5,446 | 6.625% | $2,302 | 33 | +$1,045 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.