What are the average closing costs in Washington County County?

In Washington County County, the median total loan costs on purchase mortgages were $4,844 in 2024, based on 429 originations.

Which lender has the lowest closing costs in Washington County County?

Among lenders with 10+ originations in Washington County County, Community Bank, National Association had the lowest median total closing costs at $0 in 2024.

How do closing costs in Washington County County compare to New York?

Washington County County closing costs (median $4,844) are 24.8% below the New York state median of $6,440.

Lowest closing cost mortgage lenders in Washington County County, New York

In Washington County, New York, homebuyers paid a median of $4,844 in closing costs in 2024 — below the New York median of $6,440. The county saw 429 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $4,147 less than the county median.

Homebuyers in Washington County County who chose Community Bank, National Association paid $4,844 less in closing costs than the county median.

County Median Costs

$4,844

−24.8% vs New York ($6,440)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,400

Purchase Originations

429

vs New York Median

24.8% below

$-1,596

vs National Median

28.1% below

$-1,897

Lender rankings in Washington County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Community Bank, National Association	$0	7.625%	$0	10	−$4,147
2	TrustCo Bank	$3,236	6.433%	$1,694	14	−$911
3	Arrow Bank National Association	$3,387	6.500%	$1,071	42	−$760
4	HOMESTEAD FUNDING CORP.	$3,890	6.375%	$995	49	−$257
5	SEFCU SERVICES, LLC	$3,896	6.125%	$1,099	17	−$251
6	ROCKET MORTGAGE, LLC	$4,758	6.933%	$2,069	10	+$611
7	UNITED WHOLESALE MORTGAGE, LLC	$5,452	6.999%	$2,570	46	+$1,305

Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.