What are the average closing costs in Warren County County?

In Warren County County, the median total loan costs on purchase mortgages were $4,418 in 2024, based on 398 originations.

Which lender has the lowest closing costs in Warren County County?

Among lenders with 10+ originations in Warren County County, HUDSON RIVER COMMUNITY had the lowest median total closing costs at $2,248 in 2024.

How do closing costs in Warren County County compare to New York?

Warren County County closing costs (median $4,418) are 31.4% below the New York state median of $6,440.

Lowest closing cost mortgage lenders in Warren County County, New York

In Warren County, New York, homebuyers paid a median of $4,418 in closing costs in 2024 — below the New York median of $6,440. The county saw 398 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, HUDSON RIVER COMMUNITY offered the lowest median costs at $2,248, which is $1,785 less than the county median.

Homebuyers in Warren County County who chose HUDSON RIVER COMMUNITY paid $2,170 less in closing costs than the county median.

County Median Costs

$4,418

−31.4% vs New York ($6,440)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$1,392

Purchase Originations

398

vs New York Median

31.4% below

$-2,022

vs National Median

34.5% below

$-2,323

Lender rankings in Warren County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	HUDSON RIVER COMMUNITY	$2,248	6.200%	$0	15	−$1,785
2	TrustCo Bank	$3,396	6.625%	$1,694	12	−$637
3	Arrow Bank National Association	$3,427	6.250%	$595	86	−$606
4	HOMESTEAD FUNDING CORP.	$3,725	6.500%	$995	48	−$308
5	SEFCU SERVICES, LLC	$3,790	6.000%	$1,290	29	−$243
6	UNITED WHOLESALE MORTGAGE, LLC	$6,122	6.999%	$2,811	21	+$2,089

Includes lenders with 10+ purchase originations in Warren County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.