Homebuyers in St. Lawrence County County who chose Community Bank, National Association paid $4,318 less in closing costs than the county median.
County Median Costs
$4,318
−32.5% vs New York ($6,400)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,290
Purchase Originations
383
Denial Rate
14.9%
vs New York avg (8.5%)
vs New York Median
32.5% below
$-2,082
vs National Median
35.4% below
$-2,362
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.500% | $0 | 75 | −$4,002 | |
| 2 | $2,518 | 6.000% | $675 | 20 | −$1,484 | |
| 3 | $3,724 | 6.188% | $1,056 | 14 | −$278 | |
| 4 | $3,858 | 6.125% | $1,445 | 11 | −$144 | |
| 5 | $4,308 | 6.500% | $1,290 | 41 | +$306 | |
| 6 | $4,655 | 7.125% | $1,753 | 24 | +$653 | |
| 7 | $5,163 | 6.562% | $2,440 | 27 | +$1,161 |
Includes lenders with 10+ purchase originations in St. Lawrence County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.