What are the average closing costs in St. Lawrence County County?

In St. Lawrence County County, the median total loan costs on purchase mortgages were $4,337 in 2024, based on 359 originations.

Which lender has the lowest closing costs in St. Lawrence County County?

Among lenders with 10+ originations in St. Lawrence County County, Community Bank, National Association had the lowest median total closing costs at $0 in 2024.

How do closing costs in St. Lawrence County County compare to New York?

St. Lawrence County County closing costs (median $4,337) are 32.7% below the New York state median of $6,440.

Lowest closing cost mortgage lenders in St. Lawrence County County, New York

In St. Lawrence County, New York, homebuyers paid a median of $4,337 in closing costs in 2024 — below the New York median of $6,440. The county saw 359 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $3,932 less than the county median.

Homebuyers in St. Lawrence County County who chose Community Bank, National Association paid $4,337 less in closing costs than the county median.

County Median Costs

$4,337

−32.7% vs New York ($6,440)

Median Rate

6.880%

+3.9% vs national (6.620%)

Median Origination

$1,445

Purchase Originations

359

vs New York Median

32.7% below

$-2,103

vs National Median

35.7% below

$-2,404

Lender rankings in St. Lawrence County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Community Bank, National Association	$0	7.500%	$0	88	−$3,932
2	Gouverneur Savings and Loan Association	$3,182	7.000%	$1,000	12	−$750
3	AMERICU Credit Union	$3,912	6.312%	$1,445	10	−$20
4	NORTHERN CREDIT UNION	$4,456	6.750%	$1,644	27	+$524
5	MOVEMENT MORTGAGE, LLC	$5,010	6.625%	$2,511	28	+$1,078
6	ROCKET MORTGAGE, LLC	$5,615	6.875%	$2,125	13	+$1,683

Includes lenders with 10+ purchase originations in St. Lawrence County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.