Lowest closing cost mortgage lenders in Fulton County County, New York
In Fulton County, New York, homebuyers paid a median of $4,576 in closing costs in 2024 — below the New York median of $6,440. The county saw 373 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $0, which is $3,854 less than the county median.
Homebuyers in Fulton County County who chose Community Bank, National Association paid $4,576 less in closing costs than the county median.
County Median Costs
$4,576
−28.9% vs New York ($6,440)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,285
Purchase Originations
373
vs New York Median
28.9% below
$-1,864
vs National Median
32.1% below
$-2,165
Lender rankings in Fulton County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.625% | $0 | 47 | −$3,854 | |
| 2 | $3,405 | 6.375% | $750 | 15 | −$449 | |
| 3 | $3,408 | 6.250% | $906 | 24 | −$446 | |
| 4 | $4,276 | 6.625% | $1,267 | 39 | +$422 | |
| 5 | $4,446 | 6.375% | $1,334 | 10 | +$592 | |
| 6 | $5,040 | 6.933% | $2,697 | 10 | +$1,186 | |
| 7 | $5,836 | 6.750% | $2,797 | 13 | +$1,982 | |
| 8 | $6,389 | 6.625% | $3,587 | 11 | +$2,535 |
Includes lenders with 10+ purchase originations in Fulton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.