Homebuyers in Fulton County County who chose Community Bank, National Association paid $4,545 less in closing costs than the county median.
County Median Costs
$4,545
−29.0% vs New York ($6,400)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,195
Purchase Originations
356
Denial Rate
10.5%
vs New York avg (8.5%)
vs New York Median
29.0% below
$-1,855
vs National Median
32.0% below
$-2,135
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.500% | $0 | 51 | −$3,937 | |
| 2 | $3,541 | 6.312% | $790 | 18 | −$396 | |
| 3 | $3,818 | 6.375% | $1,195 | 41 | −$119 | |
| 4 | $4,237 | 6.500% | $1,450 | 11 | +$300 | |
| 5 | $4,269 | 6.750% | $1,099 | 11 | +$332 | |
| 6 | $4,614 | 6.375% | $1,484 | 15 | +$677 | |
| 7 | $6,259 | 7.125% | $3,707 | 11 | +$2,322 | |
| 8 | $7,525 | 6.500% | $4,724 | 12 | +$3,588 |
Includes lenders with 10+ purchase originations in Fulton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.