What are the average closing costs in Columbia County County?

In Columbia County County, the median total loan costs on purchase mortgages were $5,266 in 2024, based on 351 originations.

Which lender has the lowest closing costs in Columbia County County?

Among lenders with 10+ originations in Columbia County County, SEFCU SERVICES, LLC had the lowest median total closing costs at $3,899 in 2024.

How do closing costs in Columbia County County compare to New York?

Columbia County County closing costs (median $5,266) are 18.2% below the New York state median of $6,440.

Lowest closing cost mortgage lenders in Columbia County County, New York

In Columbia County, New York, homebuyers paid a median of $5,266 in closing costs in 2024 — below the New York median of $6,440. The county saw 351 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, SEFCU SERVICES, LLC offered the lowest median costs at $3,899, which is $1,127 less than the county median.

Homebuyers in Columbia County County who chose SEFCU SERVICES, LLC paid $1,367 less in closing costs than the county median.

County Median Costs

$5,266

−18.2% vs New York ($6,440)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,640

Purchase Originations

351

vs New York Median

18.2% below

$-1,174

vs National Median

21.9% below

$-1,475

Lender rankings in Columbia County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	SEFCU SERVICES, LLC	$3,899	5.938%	$790	12	−$1,127
2	HOMESTEAD FUNDING CORP.	$4,412	6.500%	$995	71	−$614
3	KeyBank National Association	$4,916	6.625%	$1,698	17	−$110
4	The Bank of Greene County	$5,424	6.750%	$3,475	21	+$398
5	GUARANTEED RATE, INC.	$5,496	6.875%	$1,640	29	+$470
6	UNITED WHOLESALE MORTGAGE, LLC	$10,936	6.688%	$7,442	18	+$5,910

Includes lenders with 10+ purchase originations in Columbia County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.