Homebuyers in Lincoln County County who chose WEST GATE BANK paid $1,190 less in closing costs than the county median.
County Median Costs
$3,935
+12.1% vs Nebraska ($3,509)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,285
Purchase Originations
278
Denial Rate
11.3%
vs Nebraska avg (5.1%)
vs Nebraska Median
12.1% above
$426
vs National Median
41.1% below
$-2,745
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,745 | 6.500% | $800 | 24 | −$556 | |
| 2 | $2,840 | 6.375% | $1,050 | 37 | −$461 | |
| 3 | $3,477 | 6.750% | $1,100 | 28 | +$176 | |
| 4 | $3,510 | 6.875% | $1,539 | 14 | +$209 | |
| 5 | $5,698 | 6.500% | $4,065 | 11 | +$2,397 |
Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Nebraska → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.