What are the average closing costs in Lincoln County County?

In Lincoln County County, the median total loan costs on purchase mortgages were $3,472 in 2024, based on 250 originations.

Which lender has the lowest closing costs in Lincoln County County?

Among lenders with 10+ originations in Lincoln County County, WEST GATE BANK had the lowest median total closing costs at $2,602 in 2024.

How do closing costs in Lincoln County County compare to Nebraska?

Lincoln County County closing costs (median $3,472) are 0.2% above the Nebraska state median of $3,466.

Lowest closing cost mortgage lenders in Lincoln County County, Nebraska

In Lincoln County, Nebraska, homebuyers paid a median of $3,472 in closing costs in 2024 — near the Nebraska median of $3,466. The county saw 250 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, WEST GATE BANK offered the lowest median costs at $2,602, which is $622 less than the county median.

Homebuyers in Lincoln County County who chose WEST GATE BANK paid $870 less in closing costs than the county median.

County Median Costs

$3,472

+0.2% vs Nebraska ($3,466)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,290

Purchase Originations

250

vs Nebraska Median

0.2% above

vs National Median

48.5% below

$-3,269

Lender rankings in Lincoln County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	WEST GATE BANK	$2,602	6.500%	$800	27	−$622
2	Dayspring Bank	$3,010	6.500%	$1,050	38	−$214
3	CENTRIS FEDERAL CREDIT UNION	$3,021	6.500%	$895	10	−$203
4	Adams Bank & Trust	$3,283	6.812%	$1,108	16	+$59
5	First National Bank of Omaha	$3,465	6.500%	$1,462	28	+$241
6	ROCKET MORTGAGE, LLC	$5,251	6.990%	$4,127	21	+$2,027

Includes lenders with 10+ purchase originations in Lincoln County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Nebraska → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.