Homebuyers in Wayne County County who chose American Security Mortgage Corp. paid $2,544 less in closing costs than the county median.
County Median Costs
$6,678
+16.4% vs North Carolina ($5,736)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,074
Purchase Originations
1,253
Denial Rate
12.4%
vs North Carolina avg (9.1%)
vs North Carolina Median
16.4% above
$942
vs National Median
0.0% below
$-2
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,134 | 6.500% | $1,782 | 19 | −$503 | |
| 2 | $4,144 | 6.625% | $2,494 | 14 | −$493 | |
| 3 | $4,240 | 6.058% | $1,850 | 14 | −$397 | |
| 4 | $4,273 | 6.150% | $2,350 | 98 | −$364 | |
| 5 | $4,385 | 6.250% | $1,871 | 19 | −$252 | |
| 6 | $4,942 | 6.312% | $1,484 | 14 | +$305 | |
| 7 | $5,105 | 6.990% | $3,966 | 17 | +$468 | |
| 8 | $5,917 | 6.625% | $3,531 | 20 | +$1,280 | |
| 9 | $6,088 | 6.490% | $3,617 | 38 | +$1,451 | |
| 10 | $8,477 | 6.060% | $5,582 | 16 | +$3,840 |
Includes lenders with 10+ purchase originations in Wayne County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.