Homebuyers in Surry County County who chose Truist Bank paid $1,985 less in closing costs than the county median.
County Median Costs
$5,939
+3.5% vs North Carolina ($5,736)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,373
Purchase Originations
490
Denial Rate
13.7%
vs North Carolina avg (9.1%)
vs North Carolina Median
3.5% above
$203
vs National Median
11.1% below
$-741
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,954 | 6.490% | $1,250 | 11 | −$708 | |
| 2 | $4,288 | 5.825% | $2,200 | 78 | −$374 | |
| 3 | $4,835 | 6.625% | $2,225 | 14 | +$173 | |
| 4 | $4,946 | 6.562% | $2,294 | 10 | +$284 | |
| 5 | $5,923 | 6.812% | $2,975 | 26 | +$1,261 | |
| 6 | $6,274 | 6.750% | $3,360 | 14 | +$1,612 | |
| 7 | $6,903 | 6.375% | $4,402 | 14 | +$2,241 | |
| 8 | $7,648 | 8.250% | $4,384 | 15 | +$2,986 |
Includes lenders with 10+ purchase originations in Surry County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.