Homebuyers in Cleveland County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,758 less in closing costs than the county median.
County Median Costs
$6,108
+6.5% vs North Carolina ($5,736)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,113
Purchase Originations
899
Denial Rate
15.2%
vs North Carolina avg (9.1%)
vs North Carolina Median
6.5% above
$372
vs National Median
8.6% below
$-572
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 5.875% | $0 | 12 | −$4,574 | |
| 2 | $4,162 | 6.625% | $1,118 | 12 | −$762 | |
| 3 | $4,410 | 6.375% | $1,600 | 18 | −$514 | |
| 4 | $4,709 | 6.000% | $2,270 | 118 | −$215 | |
| 5 | $4,974 | 6.500% | $1,928 | 15 | +$50 | |
| 6 | $5,366 | 6.625% | $2,369 | 18 | +$442 | |
| 7 | $5,533 | 6.750% | $2,487 | 17 | +$609 | |
| 8 | $5,604 | 6.875% | $2,506 | 28 | +$680 | |
| 9 | $6,288 | 6.500% | $3,226 | 11 | +$1,364 | |
| 10 | $8,040 | 8.750% | $4,168 | 23 | +$3,116 |
Includes lenders with 10+ purchase originations in Cleveland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.