Lowest closing cost mortgage lenders in Cleveland County County, North Carolina
In Cleveland County, North Carolina, homebuyers paid a median of $6,647 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 862 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,746, which is $3,767 less than the county median.
Homebuyers in Cleveland County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,901 less in closing costs than the county median.
County Median Costs
$6,647
+16.2% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,500
Purchase Originations
862
vs North Carolina Median
16.2% above
$927
vs National Median
1.4% below
$-94
Lender rankings in Cleveland County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,488 | 6.525% | $2,165 | 104 | −$492 | |
| 2 | $4,569 | 7.062% | $1,339 | 12 | −$411 | |
| 3 | $4,679 | 6.688% | $1,525 | 14 | −$301 | |
| 4 | $5,036 | 6.937% | $2,136 | 19 | +$56 | |
| 5 | $5,419 | 6.808% | $3,001 | 20 | +$439 | |
| 6 | $5,732 | 6.625% | $3,226 | 18 | +$752 | |
| 7 | $5,898 | 6.750% | $3,308 | 17 | +$918 | |
| 8 | $6,134 | 7.125% | $3,269 | 12 | +$1,154 | |
| 9 | $7,545 | 8.990% | $4,339 | 28 | +$2,565 | |
| 10 | $8,337 | 7.500% | $5,280 | 15 | +$3,357 |
Includes lenders with 10+ purchase originations in Cleveland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.