Lowest closing cost mortgage lenders in Carteret County County, North Carolina
In Carteret County, North Carolina, homebuyers paid a median of $5,512 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 677 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $2,315, which is $3,835 less than the county median.
Homebuyers in Carteret County County who chose NAVY FEDERAL CREDIT UNION paid $3,197 less in closing costs than the county median.
County Median Costs
$5,512
−3.6% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,250
Purchase Originations
677
vs North Carolina Median
3.6% below
$-208
vs National Median
18.2% below
$-1,229
Lender rankings in Carteret County County
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,354 | 6.250% | $0 | 23 | −$2,791 | |
| 2 | $3,477 | 6.750% | $0 | 13 | −$1,668 | |
| 3 | $3,916 | 6.875% | $995 | 22 | −$1,229 | |
| 4 | $4,496 | 6.250% | $2,500 | 54 | −$649 | |
| 5 | $4,934 | 6.750% | $2,482 | 19 | −$211 | |
| 6 | $5,247 | 7.499% | $2,250 | 12 | +$102 | |
| 7 | $5,381 | 6.800% | $1,863 | 18 | +$236 | |
| 8 | $5,503 | 6.850% | $2,995 | 32 | +$358 | |
| 9 | $5,543 | 6.875% | $2,986 | 13 | +$398 | |
| 10 | $5,743 | 6.490% | $2,205 | 21 | +$598 | |
| 11 | $6,108 | 8.500% | $4,292 | 11 | +$963 | |
| 12 | $6,171 | 6.625% | $2,942 | 15 | +$1,026 | |
| 13 | $6,318 | 6.625% | $3,785 | 13 | +$1,172 | |
| 14 | $6,608 | 6.750% | $4,051 | 15 | +$1,463 | |
| 15 | $7,815 | 6.750% | $4,616 | 27 | +$2,670 |
Includes lenders with 10+ purchase originations in Carteret County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.