Homebuyers in Crow Wing County County who chose Frandsen Bank & Trust paid $2,452 less in closing costs than the county median.
County Median Costs
$5,465
−1.8% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,532
Purchase Originations
585
Denial Rate
8.1%
vs Minnesota avg (5.7%)
vs Minnesota Median
1.8% below
$-98
vs National Median
18.2% below
$-1,215
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,013 | 6.780% | $775 | 17 | −$2,074 | |
| 2 | $3,777 | 6.125% | $1,250 | 13 | −$1,310 | |
| 3 | $4,079 | 6.375% | $1,700 | 23 | −$1,008 | |
| 4 | $4,123 | 6.625% | $1,349 | 11 | −$964 | |
| 5 | $4,600 | 6.500% | $2,475 | 45 | −$488 | |
| 6 | $4,726 | 6.500% | $2,090 | 11 | −$361 | |
| 7 | $4,994 | 6.750% | $2,638 | 11 | −$92 | |
| 8 | $5,031 | 6.250% | $2,455 | 25 | −$56 | |
| 9 | $5,378 | 6.625% | $2,607 | 12 | +$291 | |
| 10 | $5,842 | 6.625% | $3,217 | 34 | +$755 | |
| 11 | $6,160 | 6.688% | $3,448 | 12 | +$1,073 | |
| 12 | $6,616 | 6.440% | $3,680 | 20 | +$1,529 | |
| 13 | $6,969 | 6.370% | $4,000 | 14 | +$1,882 |
Includes lenders with 10+ purchase originations in Crow Wing County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.